Rates are effective as of September 25, 2023.

*Unauthorized Overdraft rate applies to: Business Chequing, Golden Chequing, Investment Savings, The Personal 1, Plan 24, Savings Bonds, TFSA and $US Chequing.

All rates posted on the website are special offers and are subject to approved credit and change without notice. Some restrictions apply. See in branch for details and eligibility. These special rates may not be combined with any other offers. 

Limited Time Special Offers can be withdrawn at anytime. Speak to a Luminus Member Relations officer for full details.

Luminus Basic Lending Rate for any loan or mortgage products before September 1, 2017: 4.25%

The Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited deposit insurance protection for deposits held in registered savings plans while non-registered deposits (savings accounts, term deposits, GICs, chequing accounts, certified cheques, money orders, bank drafts and funds in transit) in the name of an individual member are covered up to $250,000. Visit the FSRA website for full details.