
Rates
Prime (Rates effective 2022-07-14) | Rates |
---|---|
Luminus Financial Prime Rate | 4.70% |
Limited Time Special Offers | Rates |
---|---|
1-Year Term Deposit | 4.25% |
6-Month Prime Investment Savings Account (Prime Less 1%) | 3.70% |
Investment Savings (Regular, RSP, RIF, and TFSA eligible) | Rates |
---|---|
Any Balance | 1.50% |
Investment Savings (Business) | Rates |
---|---|
Any Balance | 1.10% |
Mortgages | Rates |
---|---|
Meritline/Equity Line of Credit from | 6.25% |
Variable Closed from | 5.45% |
1 Year Open from | 6.95% |
1 Year Closed from | 4.99% |
2 Year Closed from | 5.19% |
3 Year Closed from | 5.44% |
4 Year Closed from | 5.59% |
5 Year Closed from | 5.99% |
7 Year Closed from | 6.74% |
Co-Op and Co-Ownership Mortgages | Rates |
---|---|
Meritline Equity Line of Credit from | 6.25% |
Variable Closed from | 5.80% |
1 Year Open from | 7.30% |
1 Year Closed from | 5.34% |
2 Year Closed from | 5.54% |
3 Year Closed from | 5.79% |
4 Year Closed from | 5.94% |
5 Year Closed from | 6.34% |
7 Year Closed from | 7.09% |
Loans | Rates |
---|---|
Personal Line of Credit from | 6.25% |
Personal Loan Variable from | 6.25% |
Personal Loan Fixed | 7.50% |
RRSP and Investment Loan from | 6.25% |
Overdraft Protection from | 21.00% |
Unauthorized Overdraft for: Business Chequing, Golden Chequing, Investment Savings, The Personal 1, Plan 24, Savings Bonds, TFSA and $US Chequing | 40.00% |
Term Deposits (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
30 to 59 Days Redeemable | 0.35% |
60 to 89 Days Redeemable | 0.50% |
90 to 179 Days Redeemable | 0.65% |
180 to 269 Days Redeemable | 0.75% |
270 to 364 Days Redeemable | 0.75% |
18 Months Redeemable | 0.75% |
6 Months Fixed | 1.10% |
1 Year Fixed | 2.90% |
18 Months Fixed | 1.65% |
2 Year Fixed | 3.00% |
3 Year Fixed | 3.40% |
4 Year Fixed | 3.60% |
5 Year Fixed | 3.80% |
5 Year Escalator GIC (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
1st Year | 1.50% |
2nd Year | 2.50% |
3rd Year | 3.00% |
4th Year | 3.50% |
5th Year | 4.10% |
Average rate of | 2.92% |
3 Year Escalator GIC (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
1st Year | 1.50% |
2nd Year | 2.75% |
3rd Year | 3.50% |
Average rate of | 2.58% |
Tax-Free Savings | Rates |
---|---|
Any Balance (check yearly limit) | 1.50% |
RSP Variable | Rates |
---|---|
$0 - $5,000 | 0.05% |
$5,001 - $25,000 | 0.15% |
$25,001 and over | 0.35% |
Regular Savings | Rates |
---|---|
Plan 24 | 0.05% |
Free Chequing (Personal 1 and Golden) | Rates |
---|---|
$10,001 and over | 0.05% |
US Chequing (Paid in US funds) | Rates |
---|---|
$1,001 - $5,000 | 0.05% |
$5,001 and over | 0.15% |