Personal Loans

Get the money you need to do the things you want

Sometimes a personal loan makes the most financial sense. A loan can boost your credit, finance a dream, or provide the financial wiggle room you need to move forward. No matter what you need a personal loan for, we’re here to help make sure you find the loan that fits your unique financial goals. Whether you’re looking for a line of credit, a car loan or just want to fund a trip around the world, there's no need to put off until tomorrow what is possible today.

Personal loans can help you:

  • Furnish or renovate your home
  • Take a once in a lifetime vacation
  • Refinance or consolidate debt
  • Go back to college or take classes
  • Save money on paying taxes
  • Launch a small business
  • Boost your credit score
  • Invest in the future

Luminus personal car loans:

  • Once you've found a car, we help finance it
  • Purchase a new or used vehicle
  • Competitive rates and great terms

Features of Luminus personal loans:

  • Customized loans to fit your needs
  • Up to 5 years to pay back the loan
  • Choose a fixed or variable interest rate
  • Credit disability and critical illness insurance are available.

You choose a payment plan that's right for you:

  • You decide when you make repayments (i.e. weekly, bi-weekly, semi-monthly or monthly)
  • Payroll deductions or direct debit can be automated
  • Know exactly when your loan will be paid off
  • Manage your loan online

If you're thinking about getting a personal loan, we are more than happy to talk you through your options. Email or call into our Financial Hub. You can also call our Loan Specialists at 416.366.5534 to set up an appointment or get pre-approved now.