Credit Cards

Your everyday spend just got more rewarding!

Sign up for a new card and receive up to 15,000 Welcome Points. Redeem for your choice of gift cards, travel experiences or cash rewards of up to $150 in the form of a statement credit. So, what are you waiting for? Don’t miss out on this offer!

How to apply:

  • Apply for a credit card online. Click the ‘All Cards’ tab located at the top of your page, Select ‘Personal Cards’ or ‘Business Cards’, Choose the eligible card of your choice, Select ‘Apply now
  • Call Collabria directly at 1.855.341.4643
  • Visit your local Luminus Financial branch to start your application
To view which cards are eligible for this offer, review the Terms and Conditions, click here.


Want to feel good about reducing your credit card balance?

It’s always important to be strategic about your finances. That means consolidating your balances, managing your financial health, and minimising interest rates on multiple cards. For a limited time, you can pay down your other credit card balances quicker when you transfer them to a 3.9% interest rate for six months, with no-fee!

By taking advantage of this special rate, you’ll get to:

  • Consolidate your balances and pay only one interest rate on balances
  • Save on annual fees from multiple cards²
  • Enjoy this 3.9% balance transfer rate on as many balance transfers as your credit card limit allows for the next six months from the date of transfer³

This offer is available from February 1, 2022 and expires on December 31, 2022.

To take advantage of this offer simply follow these steps:

  1. Log in to My Account Info
  2. Select Account Services, then Balance Transfer
  3. Follow the prompts to initiate your balance transfer
To view which cards are eligible for this offer, review the Terms and Conditions, click here.


Login To Your Collabria Account

Login to check your credit card balances, make a payment, change your info and more.


With so many great cards to choose from, it’s easy to find the right fit.

Featured cards

CASH BACK VISA* CARD

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

Apply Now

CENTRA VISA* GOLD CARD

Why pay more to carry a rewards credit card? The Centra Visa Gold Card helps you collect valuable reward points on the purchases you make on a regular basis. But you won't break the budget with high fees or high interest rates.

Apply Now

VISA INFINITE* CARD

The Visa Infinite Card is your key to earning the exclusive benefits you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

Apply Now

NO FEE CASH BACK VISA* BUSINESS CARD

The No Fee Cash Back Visa Business Card allows you to earn cash back for the purchases your business regularly makes.

 

Apply Now

From travel rewards to business cards, we offer a wide range of Visa credit cards with great benefits. View all cards.



Collabria Financial Services Inc. (“Collabria”) is an independent entity from Luminus Financial with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.