Credit Cards

With so many great cards to choose from, it’s easy to find the right fit.

Featured cards


It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

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With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the Visa FlexRate Card gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

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The Visa Infinite Card is your key to earning the exclusive benefits you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

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The No Fee Cash Back Visa Business Card allows you to earn cash back for the purchases your business regularly makes.


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From travel rewards to student cards, we offer a wide range of Visa credit cards with great benefits. View all cards.

Luminus Mastercard ®

As of August 1, 2018, Luminus Financial has introduced an exciting new family of Visa credit cards and will no longer offer Mastercard ® credit cards provided by CUETS Financial*. Members with a Luminus Mastercard ® credit card may continue to use their existing card; however, we will not be able to provide service on these cards.

To continue to manage your account, you can go online using your current login credentials for CUETS Financial Online Banking. If you aren't currently enrolled, you can visit and click the "New User / Enrol Now" link. Alternatively, please contact CUETS Financial toll-free customer assistance at 1-800-561-7849.

* CUETS Financial is a division of The Toronto-Dominion Bank. The Toronto-Dominion Bank is the issuer of the CUETS Financial credit card. CUETS is a trade-mark of Canadian Credit Union Association, used under licence.


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