Credit Cards

Your everyday spend just got more rewarding!

Sign up for a new card and receive up to 15,000 Welcome Points. Redeem for your choice of gift cards, experiences or cash rewards of up to $150 in the form of a statement credit. So, what are you waiting for? Don’t miss out on this offer!

How to apply:

  • Apply for a credit card online. Click the ‘All Cards’ tab located at the top of your page, Select ‘Personal Cards’ or ‘Business Cards’, Choose the eligible card of your choice, Select ‘Apply now
  • Call Collabria directly at 1.855.341.4643
  • Visit your local Luminus Financial branch to start your application
To view which cards are eligible for this offer, review the Terms and Conditions, click here.

Login To Your Collabria Account

Login to check your credit card balances, make a payment, change your info and more.

With so many great cards to choose from, it’s easy to find the right fit.

Featured cards


It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

Apply Now


Why pay more to carry a rewards credit card? The Centra Visa Gold Card helps you collect valuable reward points on the purchases you make on a regular basis. But you won't break the budget with high fees or high interest rates.

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The Visa Infinite Card is your key to earning the exclusive benefits you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

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The No Fee Cash Back Visa Business Card allows you to earn cash back for the purchases your business regularly makes.


Apply Now

From rewards cards to business cards, we offer a wide range of Visa credit cards with great benefits. View all cards.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from Luminus Financial with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.