Every Luminus Financial member is automatically enrolled in our Accidental Death and Dismemberment Insurance Program, which provides you with $4,000 coverage at no cost, 24 hours a day, worldwide.

Simply by filling out the reply card (click here to complete the form online), you can name your beneficiaries, which could help you avoid unnecessary estate taxes. You will also receive an Eyewear Discount Card that provides you savings on eyewear products.

In addition, FREE Child Safe Kits are available for your children and grandchildren. Endorsed by the International Union of Police Associations, the kits help you to gather vital data, photos and fingerprints from your children, which can greatly assist authorities in the event of an emergency.