• New Credit Cards!
  • Online International Remittances Just Got an Upgrade!
  • Ding Free from Sea to Sea!
  • Membership Shares
  • 230GIC
  • Start Saving GIC
  • Start Saving Chequing

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Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

Important notice to members - Credit Union Mastercard Credit Card Program

Luminus Financial has introduced an exciting new family of both personal and business credit cards. Click here to learn more.

Luminus Financial Prime Rate change to 3.70%

Please note that the Luminus Financial Prime rate has changed to 3.70% effective July 12, 2018.  For all current rates please visit our rates page

VCCU Banking Conversion Completed

Our banking conversion was successfully completed on July 1, 2018. Victory Community Credit Union members can now access their accounts through online banking. Please log in on your computer to set up your security features, and don't forget to download our mobile app as well! For information on how to login to online banking, please click here.

If you require assistance or need your new member number, please contact us at 416-243-0686‬.

Luminus Financial recognized at social media awards

Luminus Financial received national recognition for outstanding digital marketing and social media at the 2018 Hashtag Awards in Calgary on June 13. Click here to learn more.

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