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Recent Campaigns

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

Remit Now, Pay Later!

Send money from Canada to anywhere in the Philippines with Luminus Financial! Sign up here. For more information on our remittance service, read here.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News and Updates

Luminus Prime Rate change to 3.20% effective September 8, 2017

Please note that effective September 8, 2017 the Luminus Prime Rate will change to 3.20%.  Click here for a full listing of our rates.  

Luminus Prime Rate changes on August 1, 2017

Please note that on August 1, 2017 we have made some changes to our Prime Rate.  Click here for details.  

Service Fee Changes effective October 1, 2017

Please note that we have made some updates and changes to our service fees effective October 1, 2017.  If you have any questions, please speak to our Member Relations Officers today.  Click here for a listing of all our service fees.  

Luminus  invites you to coin new term for 'banking'

In light of the recent decision by OSFI to ban Canadian credit unions from using the term ‘banking,’ CUmark and Luminus Financial are launching a nationwide search for a new way to describe the service formerly known as ***king.  Click here for details.

Luminus Disappointed with OSFI's advisory

Luminus Financial disappointed in federal regulator’s decision to ban use of common terms “to bank” and "banking” by credit unions.  Click here for details.


Thank you to our members, staff and board for helping us raise a combined total of $74,900 for the CU Succeed Youth Bursary program! Click here for details.

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Review your account statements to verify every transaction or let us notify you whenever there has been movement in your accounts.

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