• Earn 3.00% on a 5-year RRSP
  • Get 500 Bonus Points When You Transfer To A Luminus Visa
  • Luminus Personal Loans
  • New Credit Cards!
  • Membership Shares

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News & Updates

Luminus Seeks Members Interested In Joining The Board of Directors

We are currently seeking applications from members for nomination to the Luminus Financial Board of Directors. Learn More

Ontario Credit Unions Share Recommendations to Better Serve Members

On January 31, 2020, Ontario credit unions shared recommendations for improving the legislation governing credit unions. Learn More

Declined Cards at Some Point of Sale Terminals

We wish to advise that there is currently an issue at some merchant locations, as a result of a software update, on their point of sale devices. Learn More

Maximize your RRSP with an RRSP loan from 3.95%

For a limited time, take advantage of a low 3.95% interest rate for your RRSP loan. Learn More

Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

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Security Tip

Provide e-commerce retailers with only the necessary details to complete the transaction. These include your credit card number, expiry date, the security code on the back of the credit card and the card's billing address.

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