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Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

Luminus Financial Prime Rate change to 3.70%

Please note that the Luminus Financial Prime rate has changed to 3.70% effective July 12, 2018.  For all current rates please visit our rates page.  

VCCU Banking Conversion Completed

Our banking conversion was successfully completed on July 1, 2018. Victory Community Credit Union members can now access their accounts through online banking. Please log in on your computer to set up your security features, and don't forget to download our mobile app as well! For information on how to login to online banking, please click here.

If you require assistance or need your new member number, please contact us at 416-243-0686‬.

Luminus Financial recognized at social media awards

Luminus Financial received national recognition for outstanding digital marketing and social media at the 2018 Hashtag Awards in Calgary on June 13. Click here to learn more.

Positive Changes to Municipal Investment Rules

Effective March 1, 2018, new rules came into effect which make it easier for municipalities in Ontario to place long-term deposits and other instruments with credit unions.  Click here to learn more.

Online banking update regarding transfers

Please note that with the upcoming addition of Western Union online remittance transfers, the “Add/Delete Recipient” link will no longer appear under Transfers.  Click here to learn more.

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