• ISA Limited Time offer at 2.50%
  • 230GIC
  • Start Saving GIC
  • Start Saving Chequing

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Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

Happy Victoria Day!

Please note that we'll be closed for Victoria day. We hope you have a wonderful long weekend.

Positive Changes to Municipal Investment Rules

Effective March 1, 2018, new rules came into effect which make it easier for municipalities in Ontario to place long-term deposits and other instruments with credit unions.  Click here to learn more.

Online banking update regarding transfers

Please note that with the upcoming addition of Western Union online remittance transfers, the “Add/Delete Recipient” link will no longer appear under Transfers.  Click here to learn more.

Until June 30th, earn 2.50% with our Investment Savings Account

Waiting for the right time to lock in your investments? Grow your money in our ISA in the meantime and withdraw it when you need it, without penalties.  Click here

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