
Rates
Prime (Rates effective 2023-01-26) | Rates |
---|---|
Luminus Financial Prime Rate | 6.70% |
Investment Savings (Regular, RSP, RIF, and TFSA eligible) | Rates |
---|---|
Any Balance | 1.75% |
Investment Savings (Business) | Rates |
---|---|
Any Balance | 1.35% |
Limited Time Special Offers | Rates |
---|---|
1-Year Term Deposit | 5.00% |
Fixed Rate Mortgages | Rates |
---|---|
1 Year Open from | 7.20% |
1 Year Closed from | 6.35% |
2 Year Closed from | 6.30% |
3 Year Closed from | 5.90% |
4 Year Closed from | 5.95% |
5 Year Closed from | 5.99% |
7 Year Closed from | 6.70% |
Variable Rate Mortgages | Rates |
---|---|
Variable Closed | 7.45% |
Home Equity Line of Credit | Rates |
---|---|
Home Equity Line of Credit | 8.25% |
Co-Op and Co-Ownership Mortgages | Rates |
---|---|
1 Year Open from | 7.55% |
1 Year Closed from | 6.70% |
2 Year Closed from | 6.65% |
3 Year Closed from | 6.25% |
4 Year Closed from | 6.30% |
5 Year Closed from | 6.34% |
7 Year Closed from | 7.05% |
Variable Closed from | 7.80% |
Home Equity Line of Credit from | 8.25% |
Loans | Rates |
---|---|
Personal Line of Credit from | 8.25% |
Personal Loan Variable from | 8.25% |
Personal Loan Fixed | 9.25% |
RRSP and Investment Loan from | 8.25% |
Overdraft Protection from | 21.00% |
Unauthorized Overdraft for: Business Chequing, Golden Chequing, Investment Savings, The Personal 1, Plan 24, Savings Bonds, TFSA and $US Chequing | 40.00% |
Term Deposits (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
30 to 59 Days Redeemable | 1.75% |
60 to 89 Days Redeemable | 1.85% |
90 to 179 Days Redeemable | 1.95% |
180 to 269 Days Redeemable | 2.00% |
270 to 364 Days Redeemable | 2.25% |
18 Months Redeemable | 3.50% |
6 Months Fixed | 3.50% |
1 Year Fixed | 4.35% |
18 Months Fixed | 4.50% |
2 Year Fixed | 4.55% |
3 Year Fixed | 4.60% |
4 Year Fixed | 4.55% |
5 Year Fixed | 4.50% |
Tax-Free Savings | Rates |
---|---|
Any Balance (check yearly limit) | 1.75% |
RSP Variable | Rates |
---|---|
$0 - $5,000 | 0.05% |
$5,001 - $25,000 | 0.15% |
$25,001 and over | 0.35% |
Regular Savings | Rates |
---|---|
Plan 24 | 0.05% |
Free Chequing (Personal 1 and Golden) | Rates |
---|---|
$10,001 and over | 0.05% |
US Chequing (Paid in US funds) | Rates |
---|---|
$1,001 - $5,000 | 0.05% |
$5,001 and over | 0.15% |