
Rates
Prime (Rates effective 2020-03-25) | Rates |
---|---|
Luminus Financial Prime Rate | 2.95% |
Limited Time Special Offers | Rates |
---|---|
2-Year Mortgage | 2.50% |
5-Year Mortgage | 2.99% |
7-Year Mortgage | 3.25% |
Investment Savings (Regular, RSP, RIF, and TFSA eligible) | Rates |
---|---|
Any Balance | 0.85% |
Investment Savings (Business) | Rates |
---|---|
Any Balance | 0.45% |
Mortgages | Rates |
---|---|
Meritline/Equity Line of Credit from | 4.50% |
Variable Open from | 4.50% |
Variable Closed from | 3.50% |
1 Year Open from | 6.95% |
1 Year Closed from | 4.10% |
2 Year Closed from | 4.20% |
3 Year Closed from | 4.35% |
4 Year Closed from | 4.80% |
5 Year Closed from | 5.34% |
7 Year Closed from | 5.89% |
Co-Op and Co-Ownership Mortgages | Rates |
---|---|
Meritline Equity Line of Credit from | 5.50% |
Variable Open from | 5.50% |
Variable Closed from | 4.50% |
1 Year Open from | 7.25% |
1 Year Closed from | 4.60% |
2 Year Closed from | 4.70% |
3 Year Closed from | 4.80% |
4 Year Closed from | 5.00% |
5 Year Closed from | 5.50% |
7 Year Closed from | 6.65% |
Loans | Rates |
---|---|
Personal Line of Credit from | 4.50% |
Personal Loan Variable from | 4.50% |
Personal Loan Fixed | 7.00% |
Vehicle Loan Variable from | 4.50% |
RRSP and Investment Loan from | 4.50% |
Overdraft Protection from | 21.00% |
Unauthorized Overdraft for: Business Chequing, Golden Chequing, Investment Savings, The Personal 1, Plan 24, Savings Bonds, TFSA and $US Chequing | 40.00% |
Term Deposits (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
30 to 59 days redeemable | 0.05% |
60 to 89 days redeemable | 0.20% |
90 to 179 days redeemable | 0.35% |
180 to 269 days redeemable | 0.45% |
270 to 364 days redeemable | 0.45% |
6 months | 0.65% |
1 Year Fixed | 0.85% |
18 Months | 0.80% |
18 Months (cashable) | 0.75% |
2 Year Fixed | 1.00% |
3 Year Fixed | 1.10% |
4 Year Fixed | 1.15% |
5 Year Fixed | 1.20% |
5 Year Escalator (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
1st Year | 0.45% |
2nd Year | 1.00% |
3rd Year | 1.25% |
4th Year | 1.75% |
5th Year | 2.25% |
Average rate of | 1.34% |
3 Year Escalator (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
1st Year | 0.75% |
2nd Year | 1.20% |
3rd Year | 1.50% |
Average rate of | 1.15% |
Tax-Free Savings | Rates |
---|---|
Any Balance (check yearly limit) | 0.85% |
RSP Variable | Rates |
---|---|
$0 - $5,000 | 0.05% |
$5,001 - $25,000 | 0.15% |
$25,001 and over | 0.35% |
Regular Savings | Rates |
---|---|
Plan 24 | 0.05% |
Free Chequing (Personal 1 and Golden) | Rates |
---|---|
$10,001 and over | 0.05% |
US Chequing (Paid in US funds) | Rates |
---|---|
$1,001 - $5,000 | 0.05% |
$5,001 and over | 0.15% |