• Business Credit Cards
  • Get a stable return with Luminus Investment Shares
  • Get MOR from your membership
  • Consider investing in additional membership shares.

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It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

Updates to Banking Hours and Service - Effective December 1, 2020

As the Province of Ontario updates restrictions on public interaction, Luminus will be making the following updates to our banking hours and services. Learn More

Important CEBA Update

The Application date for the Canada Emergency Business Account (CEBA) has been extended to December 31, 2020. Learn More

Luminus Joins #Loyal2LocalChallenge In Support of Local Businesses Affected By COVID-19

Luminus Financial is excited to show their support for local businesses through the month of June as they partake in the #Loyal2LocalChallenge where each of Luminus’ employees and board members will receive $50 to spend on local business’ in Toronto. Learn More

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Provide e-commerce retailers with only the necessary details to complete the transaction. These include your credit card number, expiry date, the security code on the back of the credit card and the card's billing address.

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